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Lina is a married mother of two school-aged children, 13 and 7 years old. She lives with her family, in the vicinity of a little town of approximately 10,000 residents, located in northern Albania.

For five years now, she’s been operating her little livestock activity, which has been growing steadily and slowly. ”This is my only income for the whole family, and I’m very grateful that I started such an activity. With a bit of hard work, it’s not bad financially, at all. I sell milk to the local market of the nearby town, so it’s not hard to reach the market,” said Lina.

Lina is applying for a loan for the first time. She will use it to build a stable for the animals. All she hopes is that lenders will help her financially.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 24
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 108.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Lina to build a stable for the animals.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 3, 2013
Currency Exchange Loss:
Feb 17, 2014