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Farzana is a 36-year-old independent woman. She has four children and her husband died six years ago.

She has been doing a cloth business in her house for six years and this is the only source of income for her family. Due to the large household expenses, she is facing a lot of problems in life.

She has requested a loan from Kiva’s partner BRAC Pakistan. She wants to expand her business by opening a garment shop in the market as she is not getting enough customers in her house. She would also buy some new variety of shirts and dresses to attract more customers. This loan could help her to increase her monthly income and savings for the better future of her children.

She is very thankful to Kiva and BRAC Pakistan for helping her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Farzana to open a garment shop in the market.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 3, 2013
Currency Exchange Loss:
Apr 16, 2014