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Ganna

Update on Ganna

Ganna has her own department located inside a local department store and she sells various items such as women's clothes, curtains, blankets and bed linens. She has been involved in this business for 12 years.

Thanks to her previous loan with Kiva, Ganna has made enough money to develop a second retail outlet where she sells food products. She is now requesting a loan of 24,000 hryvnia in order to increase her inventory of goods for her new business.

She is very determined to further develop her business and increase her turnover.
View original language description ↓
Ганна занимается продажей разнообразного товара в своем отделе в местном центральном универмаге, а именно она продает женскую одежду, шторы, спальные одеяла и постельное белье. Этим бизнесом Ганна занимается уже 12 лет. При этом благодаря предыдущему кредиту Ганна заработала достаточно средств, чтобы развить вторую торговую точку по продаже продуктов. В это раз Ганна просит предоставить ей кредит 24,000 гривен на увеличение ассортимента нового товара. Она твердо намерена развивать свой бизнес дальше и наращивать обороты.

Previous Loan Details

Ganna is married. She lives in a small town called Korolyovo. Ganna sells various goods in her department at a local department store, and she sells women's clothing, curtains, blankets and bed linens. In the department store, Ganna has no direct competitors. She has worked in this field for elev... More from Ganna's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,181,775
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,950 helped Ganna to increase her inventory of food products at her new retail outlet.
84% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2013
Listed
Jun 2, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014