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Jordy’s single living with his parents who are his main priority. He intends to use the loan to buy some calves to fatten up. He’s been working in animal husbandry for some time and some time ago his father gave him a small parcel of grassland apt for raising these animals.

He now has two calves and wants to buy more to put his land to maximum use. He’s thinking about increasing the size of his herd so that in time he can sell the animals at a very good price and generate well-being for his family while at the same time continuing to buy more animals so he can improve himself.

This is the first loan he’s gotten from Fudecosur. He’s had no previous loans from state banks and Fudecosur has offered the best terms and a much lower interest rate.
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Jordy, está soltero, vive y sus padres que son su mayor prioridad. El con el crédito pretende compra unos terneros para engordarlos. El hace tiempo se dedica a la ganadería y hace un tiempo atrás su padre le regalo un pequeño lote de terreno con pasto apto para la explotación de estos animales. El ahorita cuenta con dos novillos y quiere comprar más para poder utilizar al máximo su terreno, el tiene pensado poder aumentar el número de animales a su poder y así dentro de un tiempo venderlos a un muy buen precio y así generar ganancia para su bienestar familiar y a su vez seguir comprando mas animales para superarse. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

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More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 493.2
    Costa Rica Colones (CRC) = $1 USD