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Esequiel Efrain
Ezequiel lives in the 19 de Julio neighborhood. He has a son from his first marriage that attends the local neighborhood school. He and his current wife are trying to get ahead with his small business selling various beverages from place to place.

The loan he’s requesting is to buy soft-drinks, purified water, juices, cookies and snacks to keep his sales up to date in order to support his family. His greatest dream in life is to be able to become stabilized in a store where he can sell his goods and not have to go from place to place anymore. He hopes that with the loan’s help he will be able to improve a little.
View original language description ↓
Don Ezequiel, habitante del barrio 19 de julio, tiene un hijo que procreo con su primer matrimonio quien estudia en el colegio del barrio, con su actual esposa intenta salir adelante con su pequeño negocio ambulante de bebidas variadas, el crédito que solicita es para invertir en gaseosas, jugos agua purificada, galletas y golosinas para mantener las ventas del día y así brindar apoyo a su familia, su mayor sueño en la vida e poder estabilizarse en una tienda en donde pueda vender sus productos para no andar ambulante, pero tiene la esperanza de que con la ayuda de financiamiento pueda superarse un poco.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $625 helped Esequiel Efrain to buy soft-drinks, juices, cookies and snacks.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013