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Nghin
Nghin is a 40-year-old married woman. She lives with her husband and two sons in Ho Chi Minh City. She started selling clothes five years ago in order to help support the family.


Nghin is applying for a 20,000,000 VND loan through CEP to buy a greater variety and quantity of clothes to sell to her customers. She hopes that through the loan her business will generate a higher income and will help her to improve her family's living conditions and enable her to set aside some savings.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 125
    View loans »
    Vietnam Loans Fundraising
  • $13,745,925
    Funds lent in using Kiva
  • 20,935.0
    Vietnam Dong (VND) = $1 USD