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Sikama Group
In this Group: Edwige, Amendine, Simone, Therese, Pierette, Guillaume, Herman
Edwige, age 43, is married with three children, ages 9 to 16. All of her children attend school. She is representing the Sikama group.

Edwige sells used clothing in the market. She has been doing this since 2011. She also has a small secondary business where she sells children's toys. She will use the loan to buy bales of used clothing from her supplier and more children's toys.

Edwige has received three previous loans from HOPE Congo, Kiva's partner. She has a good repayment record. She wants to build a large building and have a large store that sells a variety of items. She hopes her children will pursue their own businesses some day.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 503.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sikama Group's $3,300 loan helped a member to purchase bales of used clothing and toys to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 7, 2013
May 31, 2013
Currency Exchange Loss:
Oct 17, 2013