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Armada Boliviana Group
In this Group: Beatriz Nancy, Juliana, Rocio Nancy, Virginia, Jessica, Lourdes, Wilma , Herminia, Geronima , Veronica , Sabina
The communal bank “Armada Boliviana” will begin its eleventh cycle in Pro Mujer as part of the Los Andes Regional Office. It is composed of 8 members and is led by a board of directors where Beatriz is the president. The businesses carried out by the members of the communal bank are varied, among them are: selling bricklayers tools, soft drink sales, sewing jackets, selling binders and folder covers, sewing aprons, vegetable sales, selling baby clothing, perfume sales, cheese sales, candy sales, blanket weaving and condiment sales.

The loan that they will take out will benefit the small group of businesswomen of which Beatriz is a member. She says that she joined Pro Mujer several years ago, entering at the invitation of an advisor of the institution who visited her at home. At present she has a business of sewing and selling aprons. She makes known that she started this business with a small amount of resources that she was able to buy with the loans taken out from Pro Mujer.

The loan that she will take out now is for the increase of capital to buy fabric that she will acquire from the markets wholesale and subsequently make into what she will sell in her sales space. This form of work allows her to generate resources to maintain her household as much as possible as she is married and has three children.

When asked what she likes about Pro Mujer, she responds that she likes the health services.
View original language description ↓
La A.C. “ARMADA BOLIVIANA” iniciará el décimo primer ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Beatriz es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: herramienta de albañil, venta de gaseosas, costura de chamarras, encuadernado y tapas de carpeta, costura de mandiles, venta de verduras, venta de ropa de bebe, venta de perfumes, venta de queso, venta de golosinas, tejido de mantas, venta de condimentos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Beatriz es integrante, ella indica que hace varios años que integra Pro Mujer, ingresando por la invitación de una asesora de la institución que la visito en su casa. En la actualidad ella tiene un negocio de costura y venta de mandiles; da a conocer que este negocio lo emprendió con un pequeño capital pudo comprar con los préstamos sacados en Pro Mujer.

El crédito que ahora sacará es para el aumento de capital (compra tela) que adquirirá de las ferias, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 74
    View loans »
    Bolivia Loans Fundraising
  • $28,619,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Armada Boliviana Group's $6,075 loan helped a member to buy fabric.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 22, 2013
Listed
Jun 5, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014