The loan they are requesting will benefit these small micro-businesswomen. Delfina, a member of this group, says that this is the first time she has been a member of Pro Mujer, having joined on her own initiative. She currently has a business selling children's play equipment. She started this business on the recommendation of her friends.
The loan that she is taking out will be used to increase her capital and she will purchase children's play equipment from wholesalers to later sell from her own sales location. This work allows her to make money so that she can support her household as well as she can. She is a widow and has two children.
When asked what she likes about Pro Mujer, Delfina replied that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Delfina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por iniciativa propia. En la actualidad ella tiene un negocio de equipos de juego para niños; cuenta que este negocio lo emprendió por recomendación de sus amigos.
El crédito que ahora sacará es para el aumento de capital (compra de carruseles para niños) que adquirirá de las tiendas mayoristas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es viuda y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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