Unión Mariscal Group
The loan that they are taking out will benefit these small micro-businesswomen. Justina, one of the group's members, says that this is the first time she has been a member of Pro Mujer, having joined through an invitation from her friend who is an existing member. Justina has a business selling food. She says that she learned this trade because she couldn't find any other way of making money. Her business is currently doing very well.
Justina will use this loan to increase her capital, purchasing rice, oil and other products wholesale in the street markets in the city of El Alto. She will then use them to make her food and sell it from her sales location. This work allows her to make the money she needs to support her household as well as she can. She is married and has seven children.
When asked what she likes about Pro Mujer, Justina replied that she likes the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Justina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de su amiga que es parte de la institución. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo aprendió porque no encontró otro medio de generación económica, en la actualidad le va muy bien.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, etc.) que adquirirá de las ferias de la Ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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