14 De Diciembre Group
The loan they are requesting will benefit small business owners such as Mary, who is a member of the group. She has been in the Pro Mujer program for three cycles and joined through an invitation from her mother who is a member of the institution. Her current business is selling baby clothing and she began it with a small amount of capital that her mother gave her.
The loan she is requesting now is to increase her working capital to buy clothing from wholesale dealers in the city of La Paz. She will then sell it at her small stall. This means of income allows her to generate resources to maintain her family comprised of her common-law husband and five children.
When asked what she likes most about Pro Mujer, she says it is enjoying the company of the other members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mary es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa de bebe; da a conocer que este negocio lo emprendió con un pequeño capital que le dio su madre.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el compartir con las socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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