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Jardin De Rosas Group
In this Group: Edelberta , Marlene Maria, Addy Wendy, Vanesa , Fermina, Inocencia , Susana Felipa, Gabina Concepción
The communal association "Jardín de Rosas" is starting its twelfth cycle in Pro Mujer as part of the Centro Focal de Los Andes. This group is made of eight members and led by a management team where Edelberta is the president. The businesses of its members are varied and include a grocery store, blanket knitting, and the sale of "salchipapas" (mix of sliced pan-fried beef sausages and french fries), baby clothes, socks and cosmetics.

The loan requested will benefit small microentrepreneurs, among which is Edelberta. She has been with Pro Mujer for several years and joined after being invited by some friends that were already members of the institution. She currently runs a business selling baby clothes. She learned from her aunt and then decided to start her own company.

She will use the loan to buy stock (wool and baby clothes) in bulk from the trade shows to sell later in her store. This is how she makes a living and brings resources to her household, as she's married and has three children.

When asked why she likes Pro Mujer, she replies that she likes the savings, the loans, the training and the health area.
View original language description ↓
La A.C. “JARDIN DE ROSAS” iniciará el décimo segundo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Edelberta es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de barrio, venta de mantas, tejido de mantas, venta de salchipapas, venta de ropa de bebe, venta de calcetines, venta de cosméticos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Edelberta es integrante, ella indica que hace varios años que integra Pro Mujer, ingresando por la invitación de amigas que son socias de la institución. En la actualidad ella tiene un negocio de venta de ropa de bebe; da a conocer que este negocio lo emprendió por enseñanza de su tía, posteriormente decide emprender su propio negocio.

El crédito que ahora sacará es para el aumento de capital (compra de lana y ropa de bebe) que adquirirá de las ferias, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, le crédito, las capacitaciones y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 236
    View loans »
    Bolivia Loans Fundraising
  • $31,598,925
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Jardin De Rosas Group's $1,800 loan helped a member to buy wool and baby clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 4, 2013
Currency Exchange Loss:
Nov 18, 2013