Jardin De Rosas Group
The loan requested will benefit small microentrepreneurs, among which is Edelberta. She has been with Pro Mujer for several years and joined after being invited by some friends that were already members of the institution. She currently runs a business selling baby clothes. She learned from her aunt and then decided to start her own company.
She will use the loan to buy stock (wool and baby clothes) in bulk from the trade shows to sell later in her store. This is how she makes a living and brings resources to her household, as she's married and has three children.
When asked why she likes Pro Mujer, she replies that she likes the savings, the loans, the training and the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Edelberta es integrante, ella indica que hace varios años que integra Pro Mujer, ingresando por la invitación de amigas que son socias de la institución. En la actualidad ella tiene un negocio de venta de ropa de bebe; da a conocer que este negocio lo emprendió por enseñanza de su tía, posteriormente decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana y ropa de bebe) que adquirirá de las ferias, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, le crédito, las capacitaciones y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid