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Tania
Tania is 23 years old, single and lives with her parents. She makes a living selling cosmetics, having started the work three years ago. In the beginning, Tania was only looking for an income to support her parents with household costs but it is now a huge help to the family. To start the business, Tania needed capital and, given that she didn't have any at the time, she took on various jobs so that she could save up. Later, with her parent's support, she was able to start her business. Now she has a variety of stock but she had to put a lot of effort into the business - she had to look for customers, go out to sell her products and customers had pay cash until she became known in the area. Now with experience and a good customer base, Tania has seen improvements in her business. She is earning more and, in the future, she hopes to be able to open her own shop to sell beauty products and cosmetics. That way, her sales would increase and so would her income. This is Tania's first loan with Kiva and she is very grateful for the financial support being provided to help her improve her sales.

Tania will buy cosmetics to stock up her business and improve her sales with the 1500 Nuevo Soles loan.
View original language description ↓
Tania tiene 23 años de edad, es soltera y vive en compañía de sus padres.Tania se dedica a la venta de cosméticos, hace tres años que viene dedicándose a esta actividad aunque se inicio sola buscando una manera de percibir ingresos para ayudar a su familia con los gastos de su hogar, ahora es un gran apoyo para sus padres. Para empezar con este negocio necesitaba capital y como en ese entonces no contaba con liquidez económica, tuvo que realizar varios trabajos extras para obtener un ahorro , luego con el apoyo de sus padres pudo establecer su actividad laboral,ahora tiene una variedad de productos en stock, y para conseguirlo tuvo que esforzarse mucho, teniendo que buscar clientes, salir a ofrecer sus productos y tener que cobrarles todos los días, hasta hacerse conocida. Ahora con la experiencia y la lista de clientes que tiene ha visto mejoras en su negocio, percibiendo más ingresos,en un futuro con las ganancias que obtiene espera abrir un local exclusivamente para la venta de productos de belleza y cosméticos, para que aumente sus ventas e incremente sus ingresos.Este es su primer crédito con Kiva, y esta muy agradecida por el apoyo financiero que recibe para mejorar sus ventas.
Con el monto solicitado de S/.1500 soles comprará cosméticos para surtir su negocio y dinamizar sus ventas.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Tania to buy cosmetics such as creams, perfumes and more.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2013
Listed
Jun 1, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013