The loan that they will take will benefit small businesswomen where Blanca is a member. She says that she has been part of Pro Mujer for two cycles. She joined by invitation from a friend who is a member of the institution. She currently has a business that is a cobbler shop. She says that she undertook this business when she started living with her life partner because this was also his trade.
The loan that she will now take is to increase capital (to buy leather) that she will get at the wholesale stores in the city of La Paz. She will later make and sell at her fixed stand. This way of working will allow her to generate resources to support the family. She is in a common-law marriage and has one child.
When asked what she likes about Pro Mujer, she answered that she likes the group she works with.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Blanca es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de zapatos; da a conocer que este negocio lo emprendió desde que convive con su pareja, ya que él tenía este oficio.
El crédito que ahora sacará es para el aumento de capital (compra de cuero) que adquirirá de las tiendas mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el grupo de trabajo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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