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Ramón
Ramón is young, hard-working, and responsible with his obligations. He lives in a very peaceful community where the majority of residents work in commerce, selling costumes, chicken, bread, groceries, and prickly pear; it can easily be seen that this community is economically active. Ramón is 27 and has been married to Marisol for some time now. Together they have built a family with three children, none of whom are currently in school. Ramón has cultivated prickly pear for five years. He started this work because he wanted to improve his family's quality of life somehow. He says that he plants the prickly pear in medium-sized bushes. He takes care of them for one year. In order to sell them, Ramón needs to fertilize them while they are growing. He also needs to water them whenever they need it, and keep them safe from snowfall; often, this can burn the plants, meaning a loss of income and investment.
Ramón is requesting a loan for the purchase of fertilizer for his prickly pear plants. He says that the cultivation of these plants is going very well for him, except that he is often in need of money to keep them in good condition. He needs fertilizer, he says, in order to care for them during the December snowfall, but after that it's never impossible to get good sales during the months of March, April, and May.
Ramón and Marisol sell the plants in the plazas together. His goal is to one day have large greenhouses; at the moment he only has small greenhouse spaces, which does not allow him to cultivate on a larger scale; however, having larger greenhouses means more costs. He is very happy with this loan, because this way he will be able to move forward bit by bit and one day reach his dream, and his family will have a better quality of life.
View original language description ↓
Ramón es un joven muy trabajador responsable con sus obligaciones vive en una comunidad muy tranquila donde la mayoría de las personas se dedican al comercio la venta de fantasía, pan , pollos, pan, que tengan alguna tienda de abarrotes, la venta de nopales podría decirse que es una comunidad activamente económica. Ramón tiene 27años de edad está casado tiempo desde hace con Marisol juntos han formado una familia con tres niños de los cuales ninguno aun asiste a la escuela Ramón se dedica al cultivo de nopales desde hace cinco años inicio con su cultivo porque quería de alguna manera mejorar la calidad de vida de su familia platica que el nopal lo siembra en matas medianas las siembra los cuida durante una año para ponerlas en venta durante su crecimiento Ramón necesita abonar el nopal, regarlas cada vez que necesiten, cuidarlas de las nevadas porque muchas veces puede quemar el cultivo lo que significa perdida de ganancia e inversión esta vez está solicitando el crédito para comprar abono para sus plantas de nopal. Ramón cuenta que le va muy bien con el cultivo de sus nopales solo que muchas veces le hace falta dinero para mantener en buen estado su platico le hace falta abono, platico para cuidarlas de las nevadas, que caen en le mes de diciembre pero de ahí en fuera nada es imposible para lograr buenas ventas durante el mes de marzo, abril y mayo. Se dedica a vender en las plazas junto con su esposa Marisol. La meta de Ramón es lograr que un dia el llegue a tener grandes invernaderos porque por el momento solo tiene micro túneles los cuales son mas pequeños situación que no le permite cultivar en grandes números sus nopales. Aunque tener invernaderos mas grandes implican más gastos pero está muy contento con el crédito que le otorgaron porque asi podrá avanzar poco a poco y algún día lograr su sueño así su familia tendrá una mejor calidad de vida.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,761,850
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Ramón to buy fertilizer for his prickly pear plants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2013
Listed
May 31, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014