Kantutitas De Franz Tamayo Group
The loans will benefit small micro-lenders, one of which is Trinidad. She has been a member of Pro Mujer for four years. She joined after being invited by a promoter from the institution who went to her house.
Trinidad has a food selling business which she started on her own, initially with very few goods. She will use the money from the loan to increase her working capital and purchase rice, noodles, etc. wholesale from distributors. She will then prepare the food and sell it at her selling place. This way of doing business allows her to generate income to provide for her family. She is married and has 5 children.
When asked about what she likes about Pro Mujer, she responded that she likes the savings, the loans, the training offered and the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Trinidad es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió por iniciativa propia, comenzando con poca mercadería.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, etc.) que adquirirá de las distribuidoras por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, le crédito, las capacitaciones y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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