Luceros Del Alba Group
The loan each member will receive will benefit small micro-entreprenuers like member Blanca. She tells us that some 5 years ago she joined Pro Mujer, enrolling at the invitation of a promoter from the institution who visited her home. Now, Blanca has a business making and selling skirts. She says that she learned her business from an aunt some 15 years ago and, subsequently, she decided to implement her own business.
The loan Blanca is taking out is to increase her capital for purchasing cloth, which she will acquire from wholesale distributors, then turn into skirts to sell in her market stall. This type of work permits her to generate resources for maintaining her home as much as possible, since she is married and expecting a baby.
When asked what she likes about Pro Mujer, Blanca responded that she likes the savings, the loans, the training, and the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Blanca es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a su casa. En la actualidad ella tiene un negocio de elaboración y venta de polleras; da a conocer que este negocio lo aprendió de su tía hace quince años, posteriormente decide implementar su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las distribuidoras por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada está esperando un bebe.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, le crédito, las capacitaciones y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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