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Siempre Unidas Si Group
In this Group: Guillermina, Gregoria , Marcela, Felisa, Candelaria, Natividad, Monica Julia, Virginia Ana
The “Siempre Unidas Si” (Always United Yes) communal bank will start its 38th cycle in Pro Mujer as part of the Santiago II Focal Center. It has 8 members led by a governing board whose treasurer is Marcela. The communal bank members carry out a variety of businesses among which are shampoo sales, clothing sales, candy sales, neighborhood store, vegetable sales, CD sales, lamb sales and underwear sales.

The loan they’ll take out will benefit small micro businesswomen like Marcela. She indicates that she’s been in Pro Mujer for a year having joined thanks to an invitation from an aunt who is a member of the institution. She currently has a business selling CDs that she does making constant trips to the border with Perú and Bolivia. Seeing that the sale of this item is very profitable, she’s decided to have a sales stand.

The loan she’ll take out now is to increase capital. She will buy CDs in street markets on the border with Perú and Bolivia to then sell in her sales space. This way of working makes it possible for her to generate income to support her home the best way possible since she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the loans and the savings.
View original language description ↓
La A.C. “SIEMPRE UNIDAS SI” iniciará el trigésimo octavo ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Marcela es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de shampoo, venta de ropa, venta de dulces, tienda de barrio, venta de verduras, venta de CD’s, venta de cordero, venta de ropa interior.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marcela es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una tía que es socia de la institución. En la actualidad ella tiene un negocio de venta de CD’s; mismo que inicia mediante los viajes constantes a la frontera Perú y Bolivia, observado que la venta de este producto era muy rentable decide contar con un espacio de venta.

El crédito que ahora sacará es para el aumento de capital (compra de CD’s) que adquirirá de las ferias de la frontera Perú y Bolivia y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y los ahorros

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Unidas Si Group's $3,075 loan helped a member to buy CDs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 16, 2013
May 31, 2013
Currency Exchange Loss:
Nov 18, 2013