Siempre Unidas Si Group
The loan they’ll take out will benefit small micro businesswomen like Marcela. She indicates that she’s been in Pro Mujer for a year having joined thanks to an invitation from an aunt who is a member of the institution. She currently has a business selling CDs that she does making constant trips to the border with Perú and Bolivia. Seeing that the sale of this item is very profitable, she’s decided to have a sales stand.
The loan she’ll take out now is to increase capital. She will buy CDs in street markets on the border with Perú and Bolivia to then sell in her sales space. This way of working makes it possible for her to generate income to support her home the best way possible since she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the loans and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marcela es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una tía que es socia de la institución. En la actualidad ella tiene un negocio de venta de CD’s; mismo que inicia mediante los viajes constantes a la frontera Perú y Bolivia, observado que la venta de este producto era muy rentable decide contar con un espacio de venta.
El crédito que ahora sacará es para el aumento de capital (compra de CD’s) que adquirirá de las ferias de la frontera Perú y Bolivia y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y los ahorros
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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