Sergio lives in Chimbo and is single without children.
Sergio is a farmer. The loan he is requesting is to purchase potato seeds, manure, and fertilizer, to take care of the crops. The loan will help him to increase his business. Sergio’s dream is to have money to purchase a car for the family. In his free time he likes to go out with his friends.
Sergio es agricultor el dinero solicita para la comprar de semillas de papas y abono y fertilizantes para cuidar los cultivos. El credito le ayudado a incrementar el negocio.
El sueño de sergio es tener dienro para comprarse un auto para la familia.
En los momentos libres le gusta salir con los amigos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!