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Jaeriz is a student in a Master’s in Law program. Her is 26-years-old and she works as an assistant in radiology. With her salary and the help of her partner, she is able to pay for her university costs. Today she is in the final stages of her profession. The loan that she is requesting is to pay for specialization course of the professional program and to pay one part of the reoccurring fees of her studies that have been delayed due to financial problems. For her it is very important to finish her studies and aspire to a better job and help her family.
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Estudiante de la carrera de Lic. en Derecho es Jaeriz, de 26 años de edad, trabaja como Asistente en Radiología, con su salario y la ayuda de su pareja logra pagar sus gastos universitarios. Hoy en día está en la etapa final de su profesión, el crédito que solicita es para pagar el curso de especialización de la carrera y una parte de la mensualidad de sus estudios los cuales se había retrasado por problemas económicos, para ella es muy importante culminar sus estudios para aspirar a un mejor empleo y ayudar a la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Jaeriz to pay school dues and a specialization course for her career.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 4, 2013
Currency Exchange Loss:
Jun 17, 2014