Las Rosas De Guadalupe Group
The loan they are requesting will benefit this group of small businesswomen, of which Nivia is a member. She says she joined Pro Mujer six months ago through an adviser of the institution who went to see her at her house and invited her. She currently has a business selling party decorations, which she started with her mother's help over ten years ago.
The loan she is now requesting will be used to increase capital. She will purchase foam from the markets in the city of El Alto in order to make decorations and then sell them in her place of business. Working this way allows her to generate resources to support her household as much as possible, since she is married and has two children.
When asked what she likes about Pro Mujer, she replies that she enjoys the loans and the trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nivia es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de elaboración de cotillones; mismo que inicia con el apoyo de su madre hace más de diez años.
El crédito que ahora sacará es para el aumento de capital (compra esponja) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y las capacitaciones
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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