Provia is a resident of kisenyi cell in Mbarara municipality and is 35 years old. She became pregnant when she was in secondary three, at the age of 14, and because it was a taboo in her culture, she was chased from her parents’ home and sought refuge at her grandmother’s home. She then started supporting her grandmother in making handcrafted items, which was her grandmother’s main source of survival alongside farming.
Using her small amount of savings, Provia managed to set up a crafts kiosk in the central market. She later obtained a loan of 500,000 UGX from Ugafode, which she used to expand her business. This has helped her to prosper and look after her children, which motivated her to mobilize women in her village to form a development group called Ainebyoona Hand Craft Group. This group has helped each other to succeed in their respective businesses and the members are requesting a loan to help them buy raw materials for their craftwork and expand on their businesses.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.