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Joel David
Joel, 23, is studying Rural Development in college. He is not working and can devote all his time to studying, thanks to the scholarship he received. He has applied for a loan to buy a computer so that he can complete his thesis. Acquiring a computer is very important to him because it is essential for doing research and making progress in his studies.
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El joven Joel, de 23 años de edad estudiante de la carrera de Licenciatura en Desarrollo Rural, en la actualidad no está trabajando solamente se dedica a sus estudios que gracias a una beca lo está cursando, el crédito que solicita es para comprar una computadora para poder hacer su tesis de la profesión, es muy importante para el adquirir este quipo tan indispensable para hacer investigaciones y avanzar mejor en sus estudios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Joel David to buy a computer.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 23, 2013
May 31, 2013
Currency Exchange Loss:
Jan 17, 2015