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Olfa Josefina
Olfa is 28 years old. She is married and has three children. She lives with her husband and children in Chimbo canton.

She is a farmer and grows corn and beans. She is asking for the loan to buy herbicide, fertilizer, insecticide, and urea. With the help of the loan, she will be able to buy the materials necessary for farming.

Her dream is to increase the crops and improve her family's quality of life. The challenge she faces is being able to give all of her children an education.

In her free time she likes to go out for a walk with the children.
View original language description ↓

OLFA tiene 28 años de edad es casada tiene tres hijos, vive con el esposo y los hijos en el Cantón Chimbo.

Olfa se dedica a la agricultura a la siembra de maíz y fréjol. Solicita el credito para comprar herbicidas, fertilizantes, insecticidas, urea. Con la ayuda del credito podra comprar los materiales necesario para la agricultura.

El sueño es incrementar el cultivo y mejorar la calidad de vida de la familia. Los desafios a los que se enfrenta es poder dar la educaci{on a todos los hijos.

En el tiempo lire le gusta salir a pasear con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Olfa Josefina to buy herbicide, fertilizer, insecticides, and urea.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2013
May 31, 2013
Currency Exchange Loss:
May 28, 2014