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Alfa Y Omega Group
In this Group: Tereza, Maria Eugenia, Julian Leometria, Emma , Justa, Justina, Juana Elva, Irma, Sonia
The communal bank Alfa Y Omega is starting its third cycle with Pro Mujer. It belongs to the regional office of Senkata and comprises nine female members. Tereza is the President of their board of directors. The businesses run by the members of this communal bank are varied. They include selling shoes, making plaster masks, a neighborhood store, a sewing shop, selling coffee, selling sausages and potatoes, weaving sweaters, and selling fruit.

The loan they are requesting will benefit this group of small businesswomen of which Tereza is a member. She says she has belonged to Pro Mujer for three cycles and enrolled through her friend's invitation, who was already a member of the institution. She currently has a business selling shoes. She says she learned this business several years ago and started it with her husband.

The loan she is now requesting is to increase her capital (purchase shoes) which she will acquire from the wholesale vendors in the city of La Paz. She will then sell the product in her business space. Working this way allows her to generate resources to support her family, since she is married and has three children.

When asked what she enjoys about Pro Mujer, she replies that what she likes the most is the healthcare, the trainings, and the lending.
View original language description ↓
La A.C. “ALFA Y OMEGA” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Tereza es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de calzados, elaboración de caretas de estuco, tienda de barrio, taller de costura, venta de café, venta de salchipapa, tejido de chompas, venta de fruta.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Tereza es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de calzados; da a conocer que este negocio lo aprendió hace varios años y lo emprendió conjuntamente su esposo.

El crédito que ahora sacará es para el aumento de capital (compra de calzados) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las el área de salud, capacitaciones y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $29,515,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Alfa Y Omega Group's $4,625 loan helped a member to purchase shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2013
Listed
May 31, 2013
Currency Exchange Loss:
Covered
Ended:
Nov 18, 2013