Alfa Y Omega Group
The loan they are requesting will benefit this group of small businesswomen of which Tereza is a member. She says she has belonged to Pro Mujer for three cycles and enrolled through her friend's invitation, who was already a member of the institution. She currently has a business selling shoes. She says she learned this business several years ago and started it with her husband.
The loan she is now requesting is to increase her capital (purchase shoes) which she will acquire from the wholesale vendors in the city of La Paz. She will then sell the product in her business space. Working this way allows her to generate resources to support her family, since she is married and has three children.
When asked what she enjoys about Pro Mujer, she replies that what she likes the most is the healthcare, the trainings, and the lending.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Tereza es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de calzados; da a conocer que este negocio lo aprendió hace varios años y lo emprendió conjuntamente su esposo.
El crédito que ahora sacará es para el aumento de capital (compra de calzados) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las el área de salud, capacitaciones y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid