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Arthur is a farmer in the remote village of Bubare in Mbarara district, married with five children, all in school. He started farming at the early age of 12 as it was the main economic activity in his village. After the death of his father when he was 20 years old, he struggled a lot to help his mother survive through cattle farming until he managed to start his own family, which has made him even more keen to start constructing a semi-permanent house to accommodate him and his family members. He is requesting 3,000,000 shillings to put shutters on his house and complete it. He will be using proceeds from the farm to service the requested loan.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 288
    View loans »
    Uganda Loans Fundraising
  • $31,076,375
    Funds lent in using Kiva
  • 2,593.0
    Uganda Shillings (UGX) = $1 USD
A loan of $1,175 helped Arthur to buy shutters.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
May 31, 2013
Currency Exchange Loss:
Jun 30, 2013