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Shazia's Group
In this Group: Shazia, Fozia, Gulnaz, Khursheed
Shazia is a 33-year-old hardworking woman living with her husband and three children in Rawalpindi, Pakistan. They have three buffalo and her husband sells buffalo milk to their neighbors and other people, which is the only source of income for their family. She wants to sell milk, yogurt and butter in the market on a large scale, for which the production should be increased. Shazia is facing a very difficult time as her monthly income is insufficient to meet household expenses. As a member of four-person group, Shazia has requested a loan from Kiva’s partner, BRAC Pakistan, to buy a new buffalo in order to increase the production of milk and increase her monthly income. After receiving the profits, she is planning to send her children to school. She is very hopeful that the loan will be a productive one for them. She is very thankful to Kiva and BRAC Pakistan for their support.

NOTE: In the picture Shazia is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 166
    View loans »
    Pakistan Loans Fundraising
  • $13,425,575
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $1,125 loan helped a member to purchase a new buffalo.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 22, 2013
Listed
Jun 2, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014