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Jum'ahon is a resident of the Hamadoni region. He is 21 years old, a bachelor, and lives with his parents. His father works abroad and his mother is a homemaker. After he finished school at 18 years old, Jum'ahon started his own business in their neighborhood. He sells SIM cards and refills mobile phone accounts. He has been in this field for three years. Jum'ahon's cousin helps him with the business.

Now, Jum'ahon is taking out this loan to expand his business. He is planning to open a second store in the future.
View original language description ↓
Чумъахон житель района Хамадони. Ему 21 год. Он холост и живет вместе с родителями. Его отец работает за пределами страны, а мать домохозяйка. После окончания школы в возрасте 18 лет Чумаъхон приступил к собственному бизнесу. Он в своем районе открыл дилерский центр и уже 3 года как работает в этой сфере обслуживания. Он занимается продажей сим-карт и пополнением телефонных счетов. Чумаъхону в бизнесе помогает кузен. Сейчас Чумъахон берет кредит для расширения деятельности. В будущем он планирует открыть еще один дилерский центр.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Jum'ahon to buy an inventory of SIM cards.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 1, 2013
Currency Exchange Loss:
Dec 17, 2013