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Al-Ehsan 14182 Group
In this Group: Ihsan , Dania, Nazira , Manwa
Ihsan is the featured borrower of Al-Ehsan 14182 Group; she is the one with the white burka covering her face. She got along with the other group members to apply for a loan from Kiva's partner Al Majmoua, because they have always been neighbors and friends.

Ihsan is a 62-year-old widow, who has worked for ten years in preparing and selling Mouneh (conserving food from season to another); she also prepares handmade souvenirs and gifts for several occasions. Her portion of the loan will be invested in buying the necessary products she needs to start Mouneh preparations that must be prepared before the winter season, since customers highly consume Mouneh food during winter.

Dania is the first from the left; she has sold accessories and makeup for the last five years. She is a 30-year-old married woman, mother of three children. Her portion of the loan will be invested in buying special summer offers with competitive prices.

Manwa is the first from the right; she is a 48-year-old married woman, who has worked as a tailor for the last six years. She is well known in her region. Her portion of the loan will be invested in buying necessary tailoring needs such as threads, fabrics and accessories needed.

Nazira is the one holding her beloved baby girl; she is a 25-year-old married woman, who has been working as a makeup artist for a year. Her portion of the loan will be invested in buying special summer cosmetics and nail colors. She will also use part of this loan to buy a small refrigerator for her house.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 131
    View loans »
    Lebanon Loans Fundraising
  • $16,664,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al-Ehsan 14182 Group's $4,900 loan helped a member to buy necessary products she needs to start Mouneh preparations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 17, 2014