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Elsie signed up for membership to PMPC this year. She is married with 2 children. Elsie is 38 years old and lives in Poblacion, Titay, Zamboanga Sibugay. She operates her sari-sari store to earn a living and has had this business for 5 years. Each month, she earns 3,000 PHP doing this type of work. She has requested a loan for 11,000 PHP for additional capital.

In the future, Elsie hopes to expand her business and wants to live comfortably with her family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $1175
    Average annual income
  • 350
    View loans »
    Philippines Loans Fundraising
  • $52,140,900
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Elsie to buy more groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 20, 2013
Currency Exchange Loss:
Mar 17, 2014