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Elsie is a farmer aged 45 and married. His family lives at Dalaoig, Alcala, Cagayan. Elsie and his wife plant and harvest rice to sell. Elsie usually gains about 20,000 PHP (Philippines pesos) each harvest season. Their income supplements their daily food intake, other daily expenditures in their house such as the electric bill, and school fees. Elsie wanted to gain more income and improve crop growth; that is why he is now asking for a loan of 50,000 PHP to buy fertilizers and insecticides for his farming activity. Elsie hopes to maintain a fruitful harvest for the overall welfare of his family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1820
    View loans »
    Philippines Loans Fundraising
  • $60,851,250
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Elsie to buy fertilizers and insecticides for his farming activity.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
May 3, 2013
May 31, 2013
Currency Exchange Loss:
Nov 19, 2013