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Shahriniso is 49 years old. She is married and lives with her husband, son and daughter in the Spitamen region. Shahriniso works as a kindergarten teacher, and her husband earns a living providing taxi services. Their pay is barely enough for family expenses.

Shahriniso decided to improve the financial situation of the family. She intends to start a new business and chose the sphere of animal husbandry - buying and selling cattle. She has a barn for keeping the livestock.

Shahriniso is requesting a loan for the purchase of two heads of cattle in order to further fatten and resell them. In this business, she will help her family.
View original language description ↓
Шахринисо 49 лет. Она замужем и живет с мужем, сыном и дочерью в районе Спитамен. Шахринисо работает воспитательницей в детском саде, а ее муж зарабатывает на жизнь предоставляя услуги такси. Их заработок едва хватает на семейные расходы. Шахринисо решила улучшить финансовое положение семьи. Она намерена начать новый бизнес и выбрала сферу животноводства - куплю-продажу крупнорогатого скота. У нее имеется коровник для содержания скота. Шахринисо запрашивает кредит для закупа двух голов крупнорогатого скота с целью дальнейшего их откорма и продажи. В этом биизнесе ей будет помогать семья.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Shahriniso to buy and sell cattle.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 30, 2013
May 31, 2013
Currency Exchange Loss:
Jan 17, 2015