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Divino Niño Jesús  (Cuenca) Group
In this Group: Silvia Monserrateth , Andrea Cristina, Nancy Marlene, Matilde Emperatriz, María Cruz, Blanca Leonor, María Esperanza, María Victoria*, María Juana, Ana Leticia, Dellys Andrea
* not pictured
The communal bank Divino Niño Jesús is made up of 11 women who live in the Paccha parish in Cuencas, an area that enjoys a lot of vegetation. The population works in animal husbandry, farming and in the city doing different jobs.

The members are very happy women who fight and work every day to improve the economic situation of their homes and to give their children a better future.

One of the members of this group is María Juana. She is asking for her second loan next to her friends and members of the communal bank Divino Niño Jesús. She likes this type of loan a lot since it improves her economy.

She gets together with her friends to talk and to get away from the daily work routine.

María Juana is 39, married and has 4 children aged 15, 12, 10 and 8. Her first two children are studying in school and her youngest two study at a small local school.

Her husband works as a day laborer. They do not have their own home which is why they live with her in-laws in their own area of the house.

María Juana spends most of her time at home but helps the household economy by raising chickens which she keeps in sheds. She also plants vegetables which she sells in her community or in the city.

She will use the new loan to buy chickens, chicken feed and seeds.

Her goal is to build a bigger shed for her animals.
View original language description ↓
El banco comunal Divino Niño Jesús está formado por 11 mujeres quienes viven por la parroquia de Paccha en Cuencas, lugar que goza de mucha vegetación, su gente en especial se dedica a la crianza de animales, a la agricultura y también laboran en la ciudad en diferentes actividades. Las socias son mujeres muy alegres y luchadoras que trabajan día a día para mejorar la situación económica de sus hogares y así darles un mejor futuro a sus hijos.

Una de las socias de este grupo es la Señora. María Juana, está realizando el segundo crédito a lado de sus amigas y compañeras del banco comunal Divino Niño Jesús, le gusta mucho esta forma de créditos ya que a más de mejorar su economía, se reúne con sus amigas para platicar y salir de su rutina diaria de trabajo.

La Señora. María Juana tiene 39 años, es casada y en su unión conyugal ha concebido 4 hijos de 15, 12, 10 y 8 años de edad, sus dos primeros hijos estudiando en el colegio y sus dos últimos hijos estudian en una escuelita de la localidad. Su esposo labora como jornalero, no tiene casa propia por lo que vive en casa de sus suegros pero independientes.

Doña María Juana pasa la mayor parte de su tiempo en casa pero para aportar a la economía de su hogar se dedica a la crianza de pollos a los cuales los tiene en galpones. También siembra de hortalizas a las que las vende en su comunidad o en la ciudad.

Su nuevo crédito lo va a invertir en la compra de pollos, alimento para pollos y semillas.

Su meta es realizar un galpón más grande para sus animales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Divino Niño Jesús (Cuenca) Group's $5,350 loan helped a member to buy chickens, chicken feed and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2013
Listed
Jun 4, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013