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Herminda
Picoaza appears in books as one of the aboriginal villages of the Manteña culture. This urban parish is situated only 10 minutes from the city of Portoviejo, capital of the Manabi province. Here, members of the María Asunción community bank meet every two weeks.

In this place lives Herminda, who is 76 years old. She is married, and from this marriage she has 9 children, all of whom are adults. One daughter, who is separated, lives with her. Her husband no longer works due to illness.

She is requesting the loan to invest it in a locksmith's workshop that they have in their house with one of their children. Her husband had this business, but had to give it up due to illness, and now her son is responsible for the work and she receives part of the earnings. It is with this that she and her husband get ahead.

In the workshop, they do a lot of work with metal, aluminum and glass. They build doors, windows, structures and various other things. They have had this workshop for 20 years, and it is there that her children learned the trade that allows them to get ahead.

This loan is to buy iron, solders and paints for the workshop. She has been with the community bank from the beginning, and she likes it for the help that it has given her throughout this time. Her dream is to get ahead.
View original language description ↓
Picoaza consta en los libros como uno de los pueblos aborígenes parte de la cultura manteña, esta parroquia urbana situada a tan solo diez minutos de la ciudad de Portoviejo capital manabita, aquí se reúnen cada quince días las socias del Banco Comunal María Asunción.

En este lugar vive la señora Herminda, tiene 76 años de edad, está casada y de esta relación tienen nueve hijos, todos mayores de edad, una hija que está separada vive con ella. Su esposo ya no trabaja por enfermedad.

Ella realiza el crédito para invertirlo en un taller de cerrajería que tienen en su casa con uno de sus hijos, este negocio lo tenía su esposo que por motivos de enfermedad tuvo que dejar y ahora su hijo se hace cargo del trabajo y ella recibe parte de las ganancias, es con esto que ella y sus esposo salen adelante. En el taller realizan muchos trabajos con el metal, el aluminio y el vidrio, construyen puertas, ventanas, estructuras y varias cosas más, este taller lo tienen desde hace 20 años y es allí donde sus hijos aprendieron el oficio con el cual salen adelante.

Este crédito es para comprar hierro, soldaduras y pinturas para el taller. Esta desde el inicio en el Banco Comunal y le gusta por la ayuda que le han dado a lo largo de este tiempo.

Su sueño es seguir adelante.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Herminda to buy iron, solders and paints.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2013
Listed
Jun 6, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013