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Sol Marina
Sol, 65, has been selling products via catalog since 2010 when taking advantage of her experience as a commercial employee a fellow worker proposed that she start selling items via catalog like her girlfriend was doing. Sol then started her own business two years ago and hasn’t stopped since.

The main things she sells are beauty products and toiletries that she sells directly to a clientele consisting of neighbors, family members and referred people who are employees in firms. Her goal is to continue increasing her income but her working capital is insufficient to buy larger amounts which is why she’s asking for a Kiva loan, her first financing from Fundación Mario Santo Domingo by means of which she’ll buy cosmetics and hair products among others. Her goal for later on is to open a storefront and to grow much more to generate new income that will benefit her home.
View original language description ↓
Sol de 65 años, vende productos mediante guía especializadas desde el año 2010, cuando aprovechando su experiencia como empleada comercial, una compañera de trabajo le propuso vender artículos mediante catálogos, tal como su amiga lo hacia. Sol Entonces, inició su negocio y desde hace dos años, no se ha detenido. Los principales productos de su oferta, son los productos de belleza y productos de tocador, que ofrece mediante una venta directa a una clientela de vecinos, familiares y referidos, que trabajan en empresas. Su meta es continuar incrementando sus ingresos, pero su capital de trabajo no es suficiente, para comprar en mayor volumen; esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprara: cosméticos, productos capilares, entre otros. Su meta mas adelante es abrir mas adelante un local y crecer mucho mas, para generar nuevos ingresos que beneficien a su hogar.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 357
    View loans »
    Colombia Loans Fundraising
  • $15,676,275
    Funds lent in using Kiva
  • 1,900.3
    Colombia Pesos (COP) = $1 USD
A loan of $625 helped Sol Marina to buy cosmetics and hair products, among others.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 4, 2013
Currency Exchange Loss:
Jul 4, 2013