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Dios Nos Ayudara Group
In this Group: Aracely De Los Angeles Petrona, Diana Marivel , Maria Luz , Blanca Elizabeth , Enma Margarita , Marta Avelina , Celestina *
* not pictured
The Trust Bank "Dios Nos Ayudara" (God Will Help Us) is located in Northwestern Guatemala in Quiche. There are seven women in the group whose average age is 41 years. As each of the women has a large family, they each need to have their own businesses to contribute earnings to meet the needs of their families. Their goal is to provide the very best for their children so that they can enjoy a better life. The women realize that education is a vital key to the future of themselves and their children.

The current president and one of the youngest members of the Trust Bank is Aracely de los Angeles Petrona. She is the 28-year-old mother of three boys. Her priority is to give her boys a healthy diet and a good education. Aracely is in her final year of high school and wants to continue her education in accounting. She can see how this course of study will greatly benefit her in her business.

Aracely is in the textile business. She sews, weaves and sells typical skirts called "cortes," which are large tubes of colorful, woven material that are wrapped around the wearer and then secured with a belt called a "faja." She began the business eight years ago. Her business grew and Aracely applied for her first loan with Friendship Bridge approximately three years ago. She currently employs three local people who help her meet the requests of her clients. Her employees are excited to have a job as unemployment is quite high in Guatemala. Aracely is requesting a new loan which she will use to purchase a foot loom. The expansion of Aracely's business will not only benefit her own family but also three other families as well!

In her own words, "I very much appreciate the opportunity to get a loan and grow my business. Currently, I deliver thirty dozen skirts each week to wholesalers. With the additional third employee who I have just hired, I can produce more skirts. Also, with the additional income, I can keep my own children in school (kindergarten and 2nd grade) and support my own education that I will complete this year."

On behalf of her fellow members of the Trust Bank "Dios Nos Ayudara," Aracely thanks each Kiva investor who believes that a micro-loan and education can have such a far reaching impact, not only in Guatemala but throughout the world. With their businesses expanding, the women are able to see a brighter future for themselves, their families and their communities.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 134
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Nos Ayudara Group's $2,775 loan helped a member to purchase a foot loom.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2013
May 31, 2013
Currency Exchange Loss:
Apr 16, 2014