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Viviam Gissell
Vivían is a mother of two small children (ages 11 and 5) who are both in school. They live in the city of Estelí. She works transporting children to school and at the moment serves two schools, making several routes per day. It has been a hard job and has required a lot of sacrifice. She and her husband contribute to the job. They started with one minibus that they bought with their savings. Later, they were able to buy another minibus by taking out a loan. They now have two small buses for their school transportation business. She feels like there is a large market where she can offer her services.

Her future goals are to buy another minibus, since demand is great. In addition, she soon hopes to grow as a business, since it is progressing. She is asking for this loan to buy spare parts and pay for repairs for one of the minibuses.

This loan will help her a lot, since it will improve her service and make her business more secure, since she will have two minibuses in good condition. Her hopes are to have a true fleet of transit vehicles and become a well-known entrepreneur.
View original language description ↓
Doña Vivían es madre de dos pequeños niños de once y cinco años ambos están en la escuela viven en la ciudad de Estelí. Se dedica al negocio de transporte escolar atiende dos escuelas por el momento haciendo varios recorridos al día ha sido un trabajo duro y de mucho sacrificio entre ella y su esposo atienden el negocio empezaron con un microbús que pudieron comprar con ahorros de varios años luego con un financiamiento compraron otro microbús al día de hoy tiene dos buses pequeños sirviendo en el negocio de transporte escolar ella siente que tiene un gran mercado donde ofrecer sus servicios.

Ella tiene como metas futuras comprar otro microbús por que la demanda es grande y sus metas próximas son crecer como empresaria ý que su negocio de transporte siga adelante solicito este crédito para pagar el overhaul de uno de los microbúses y un cambio de repuesto.
Este crédito le ayudara mucho porque brindara un mejor servicio con mayor seguridad ya que tendrá los dos microbuses trabajando en buenas condiciones sus expectativas son tener su flota de transporte y ser una empresaria reconocida.

About Nicaragua

  • $3,636
    Average annual income
  • 121
    View loans »
    Nicaragua Loans Fundraising
  • $24,398,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Viviam Gissell buy spare parts and pay for minibus repairs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2013
Listed
May 31, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013