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Marina Isabel

Update on Marina Isabel

Marina’s a hardworking woman living in the municipality of Ticuantepe with her husband and daughter. Her greatest dream is to be able to finish building her house and improving her living conditions. She works for a private firm and so does her husband. With this new loan she’s been granted she will buy building supplies to be able to add another room to her house because she needs more space and greater security. Some of the materials will be blocks, cement, sand and iron rods. She is grateful for the support Afodenic along with Kiva funds have given her all these years; they give her the necessary trust.
View original language description ↓
La señora Marina, mujer trabajadora habita en el municipio de Ticuantepe junto a su esposo e hija, su ma yor sueño es poder terminar de construir su casa y mejorar sus condiciones de vida, ella tra baja para una empresa privada al igual que su esposo, con este nuevo credito que se le ha otorgado comprara Materiales de Cosntrucion para poder aumentar un cuarto mas a su casa ya que necesita tener mas espacio y mayor seguridad, Bloques, Cemento, Arena, Hierro es parte de los materiales, Agradece el apoyo que Afodenic le ha brindado estos años quien en conjunto a Fondo Kiva le dan la confianza necesaria.

Previous Loan Details

Sra. Marina lives with her family in the municipality of Ticuantepe. Her goal is to finish building the kitchen and living room of her house and thus improve her family’s living conditions. Her husband works for a private company and helps her pay for household expenses. They have a baby girl. ... More from Marina Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 111
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $425 helped Marina Isabel to buy building supplies.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 4, 2013
Currency Exchange Loss:
Jul 17, 2014