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Ms Balqees is doing a business of shoe making from the past three years with the support of her husband. The man shown in the photo is Balqees’s husband. During a year of her business she had low capital and was unable to expand her business activities. At that point in time, she was afraid of taking informal loan from relatives so she contacted Kashf foundation upon the suggestion of her neighbor. With the help of loan she brought raw material to inflate her sales of shoes in her community.

Balqees has two children; she is eager to support her family and is liable to fulfill their basic necessities including food, health and education. She is also accountable to improve their standard of living. Through her business she is fulfilling her dreams and able to manage her children’s education. It’s her 2nd year with Kashf Foundation. Now, she requested a loan of Rs. 25,000 to buy additional material of shoes including leather, artificial leather and plastic soles etc. In this way she can handle the growing demand of her shoes in the market and hence can better support her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Balqees to buy additional material of shoes including leather, artificial leather and plastic soles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
May 30, 2013
Currency Exchange Loss:
Jun 17, 2014