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Varuzhan is a builder who graduated from State Kapan Civil Engineering College. He is 48 years old and lives with his wife, two sons and daughter in Kapan city. Varuzhan is the bread winner of his family, so he has to work hard day and night in order to support his family.
For a long time, Varuzhan with his family have been engaged in farming and land cultivating. On his plot of land Varuzhan grows beans, cucumber, parsley, radishes and onions. The agricultural products Varuzhan grows are sold at Kapan food markets.
Varuzhan asks for a loan from Kiva lenders to buy seed, fertilizer and seedlings for his garden. He hopes to receive a large harvest in this season.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Varuzhan to buy seed, fertilizer and seedlings for his garden.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 30, 2013
Currency Exchange Loss:
Sep 17, 2013