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Update on Bihija

Bihija is a hardworking person. This is her second loan with Kiva. She used the previous loan to purchase bales of clothes, and this enabled her to serve her customers and also fill orders that she had. She says that she wants to continue working because this is the only way she can help her family and provide them with what they need to continue growing. She is requesting this loan to purchase clothes for resale, which will enable her to improve her stock of products and continue meeting customer demand. She is grateful for this new assistance that she is receiving.

Previous Loan Details

Bihija has been working in the commercial sector for over five years and sells new clothing door to door. She is requesting a new loan of 10,000 KES to stock up on bales of clothing for resale. She has already repaid two previous loans from Yehu. Her goal is to increase her working capital thr... More from Bihija's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 790
    View loans »
    Kenya Loans Fundraising
  • $43,847,375
    Funds lent in using Kiva
  • 84.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Bihija to purchase clothes for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 10, 2013
May 30, 2013
Currency Exchange Loss:
May 17, 2014