Antony is a married man. He has three children between the ages of one and two years old. He describes himself to be aggressive. He operates a general store where he sells retail stock. He has been involved in this business for two years. His business is located in a market area. He describes his biggest business challenge to be inadequate capital for expansion. He will use the 50,000 KES loan to add stock of sugar, salt, flour and fat. This is his second loan application with SMEP DTM.