Langat is a 29-year-old single man who describes himself as patient, focused, and trustworthy. He runs computer classes, where he trains people in how to use computers. He has been involved in this business for one year in an urban area and describes his biggest business challenge as not having adequate capital for expansion. He will use the 20,000 Kenyan shillings (KES) loan, which is his first loan from SMEP DTM, to purchase a computer. The anticipated profits will be used to upgrade his computer's hardware.