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Mahir is an IDP (internally displaced person) from Kalbadjar. Now Mahir lives in Absheron region with his family. Mahir is 45 years old, married, and has three children, a daughter and two sons. His daughter goes to college and his sons go to university. He wants his daughter to become a teacher. His wife stays at home, so he is the only one making an income. He started his business 10 years ago to sell food production. Now Mahir needs a 2,000 AZN loan to buy a deep freeze for his shop, because it's getting warm and the products deteriorate rapidly. He wants to use the money from his expanded business to help his family. In the future, Mahir wants to repair his workshop. This will be more profitable for his business. He is thankful to Komak and Kiva for supporting him.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Mahir to buy a deep freeze.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 22, 2013
May 30, 2013
Currency Exchange Loss:
Apr 16, 2014