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Justa
Justa is a member of the group called Mujeres Capacitadas, located in the city of Puerto Plata. This is her 12th loan, which she will use to improve her house. She has had her business for around six years. She has paid back all her loans and expanded her business. After her last loan, which she invested in her business, she realized the need to finish building her home structure.

This is the reason why she talked to other members of her group and they recommended her for a housing loan to improve her home by covering the concrete blocks walls with cement, painting them and also to cover the floor with ceramics or tiles and to buy windows and doors. This loan will be used totally to buy all materials to build those areas. Justa is the mother of 4 children and she lives together with them in her unfinished house.

Esperanza International runs a program for their good clients who are reliable in paying back their loans, who have fulfilled the commitment to grow their business and who have shown fidelity in their groups. This allows them to take out a loan to improve the structure of their house at the same time as running their business and attending their group meetings.

She thanks God, Esperanza International and all of you for this opportunity. In her name and that of her family, she thanks all of you for your support!

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $9,700
    Average annual income
  • 12
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 41.2
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Justa to buy cement and ceramics, etc.
84% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 30, 2013
Listed
May 30, 2013
Currency Exchange Loss:
Possible