Update on JoyJoy is single. A forty-six year old residing in Aurora, Zamboanga Del Sur, Philippines. To earn a living Joy owns and operates a music bar. He has been in this business for five years and earns PHP 10,500 from it. Aside from the food and drinks they serve, he also offers entertainment service business earning another PHP 15,000 monthly.
Recently, Joy requested a loan amount of PHP 50,000 to purchase additional CDs, bottled products and a music player set. In the future, Joy wants to make improvements to his house and to improve his general living conditions.
Previous Loan DetailsJoy is single. Joy is forty-five years old, and resides in Aurora, Zamboanga Del Sur, Philippines. To earn a living Joy owns and operates a music bar. He has been in this business for five years and earns PHP 10,500 from it. Joy has requested a loan of PHP 50,000 to purchase more drinks and f... More from Joy's previous loan »
About GDMPCGata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
273View loans »
Success!! The loan was 100% repaid