On her own initiative, and through hard work and dedication, Maria found a job working in the fields on a farm in her city. She carries out tasks such as sowing, spreading fertiliser and harvesting etc. Maria works every day for approximately 8 hours. She believes that it is going well for her because she works hard and gets on well with other people.
Maria is very grateful to the Kiva lenders, as thanks to their help, she can make improvements to her home. She wants to paint it and lay a concrete floor. In this way Maria will have a decent place to live, and she can continue to work and work towards achieving her dream of obtaining a good job which will enable her to improve her living conditions.
Por iniciativa propia, con mucho empeño y dedicación, Maria trabaja como obrera de campo en un fundo agrícola de su ciudad, ella realiza labores de sembrado, abono, cosecha y otros, Maria trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Maria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea pintar y ponerle piso de concreto a su hogar, de esta manera Maria tendrá un lugar adecuado para vivir, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener un buen trabaja que le ayude a mejorar sus condiciones de vida.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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