Ysabel is very thankful for the lenders at Kiva because it is thanks to their support that she will be able to purchase a storefront for her business, because she currently does not have one of her own, and this way she won't have to pay for rent any longer and she will be able to improve her earnings and to continue fighting to make her greatest dream a reality: to finish building her own home.
Día a día Rosa trabaja en su pequeño negocio de venta de productos de bazar, entre otros, ella trabaja alrededor de 10 horas al día y puede atender hasta 20 clientes diariamente; ella cree que está saliendo adelante porque es amable con los clientes y es muy responsable.
Ysabel está muy agradecida con los prestamistas kiva ya que gracias al apoyo que le han brindado ella podrá comprar un local para su negocio, ya que actualmente no lo tiene, de esta manera ya no pagara alquiler y podrá mejorar sus ingresos y así seguir luchando para poder hacer realidad su más grande sueño:” Terminar de construir su vivienda”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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