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Rosa Isabel
Rosa is 21 years old, she is a young woman with a desire to succeed, above all because she supports her parents with her work. Rosa lives in the city Pisco, on the Southern coast of Peru, that is characterized by its hot climate, its beautiful beaches and its gastronomy based on fish and seafood. Rosa was not able to go to university because her parents had scant economic resources, but she would have liked to have studied administration. Day to day, Rosa works in her small store where she sells bazaar products, among other things. She works around 10 hours a day and she attends to around 20 customers every day. She believes that she is succeeding because she is friendly with her customers and because she is very responsible.

Ysabel is very thankful for the lenders at Kiva because it is thanks to their support that she will be able to purchase a storefront for her business, because she currently does not have one of her own, and this way she won't have to pay for rent any longer and she will be able to improve her earnings and to continue fighting to make her greatest dream a reality: to finish building her own home.
View original language description ↓
Rosa tiene 21 años de edad, y es una joven con muchas ganas de salir adelante sobre todo porque apoya a sus padres con el fruto de su trabajo. Rosa vive en la ciudad de Pisco, ubicada en la costa sur del Perú y se caracteriza por su clima cálido sus hermosas playas y su gastronomía a base de pescados y mariscos. Rosa no pudo tener una carrera universitaria ya que sus padres tenían pocos recursos pero le hubiera gustado estudiar administración.
Día a día Rosa trabaja en su pequeño negocio de venta de productos de bazar, entre otros, ella trabaja alrededor de 10 horas al día y puede atender hasta 20 clientes diariamente; ella cree que está saliendo adelante porque es amable con los clientes y es muy responsable.

Ysabel está muy agradecida con los prestamistas kiva ya que gracias al apoyo que le han brindado ella podrá comprar un local para su negocio, ya que actualmente no lo tiene, de esta manera ya no pagara alquiler y podrá mejorar sus ingresos y así seguir luchando para poder hacer realidad su más grande sueño:” Terminar de construir su vivienda”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $56,069,725
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Rosa Isabel purchase a storefront.
86% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2013
Listed
Jun 4, 2013
Currency Exchange Loss:
Possible