Modesto is 49 years old and makes a living farming potatoes and corn on his parcel of land in the community of Porvenir. This is his third loan with Kiva partner Emprender, and Modesto plans to use it to plant rice and prepare his land. His reason for requesting the loan is to have resources for the planting and for subsistence. Modesto faces challenges with his business, such as inclement weather that often times ruins crops, and he plans to use his profits to improve his quality of life. He is a responsible and hardworking person who feels grateful for the support Emprender is providing, since this is his only source of income.
El Sr. Modesto tiene 49 años, se dedica a la agricultura sembrando papa y maíz en su parcela que se encuentra en la comunidad de Porvenir, este préstamo es su tercera secuencia dentro de la institución, El Sr. Modesto va a utilizar este préstamo para la siembra de arroz y lo que implica el preparado de la tierra, su razón para solicitar este préstamo es para obtener recursos para la siembra y poder subsistir, El Sr. Modesto enfrenta retos en su negocio que son las inclemencias del clima que en muchas ocasiones arruinan los sembradíos, y utilizara los beneficios para mejorara la calidad de vida del cliente, es una persona responsable y trabajador se siente agradecido con la institución por el apoyo brindado, ya que esta es su única actividad.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.