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Lucia
Lucía’s a very hardworking woman but above all a loving mother because despite adversities with help from her husband she strives daily to move her five-year-old child forward; she’s currently at the beginning stage of his schooling. Lucía used to work as a laborer on large agricultural estates in her city but after much effort and savings she was able to start her small business selling clothes and household items, among others and with this business is gradually getting ahead. Everything started because her child who she loves very much was born and she’s inspired daily to get ahead. Lucía works about nine hours daily going from house to house in her neighborhood offering her goods. It’s in this way and thanks to it that she’s able to cover her household expenses.

Lucía is very grateful to Kiva lenders because thanks to the support they’ve given her she will be able to buy more merchandise for her business like children’s clothes, among others, that will allow her to have a variety of products to sell for Mother’s Day. She will thus improve her income and be able to continue striving to make her greatest dream reality: to give her daughter a good education and to be able to have a great business.
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Lucia es una mujer muy trabajadora y sobre todo una madre amorosa, ya que a pesar de las adversidades y con el apoyo de su esposo lucha cada día para sacar adelante a su hijo de 5 años de edad, quien actualmente se encuentra estudiando el nivel inicial. Lucia anteriormente trabajaba como obrera en los fundos de su ciudad, pero luego de mucho esfuerzo y ahorro, logro iniciar su pequeño de venta de ropa, artículos de bazar, entre otros y con este negocio poco a poco está saliendo adelante y sobre todo inicio su negocio porque nació su hija a quien adora muchísimo y quien la inspira cada día para salir adelante. Lucia trabaja alrededor de 9 horas al día ya que recorre las casa de los habitantes de su barrio y ofrece sus productos de esta manera y gracias a ello puede solventar los gastos de su hogar.

Lucia está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar mas mercadería para su negocio como ropa para niños, entre otros lo que le permitirá poder tener variedad de productos y ofrecerlos en la campaña del día de la madre, así mejorara sus ingresos y podrá seguir luchando para poder hacer realidad su más grande sueño:” Darle una buena educación a su hija y poder tener una gran negocio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $55,060,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD